So today I am going to spend some time looking at my finances.  This is something I avoid because it makes me feel useless.  It usually always points out I handle my finances horribly.  This will also help me decide what options I might have as far as my condo is concerned.  I might end up having to sell the place in order to pay off the loan.  I know I do not want to lose the one place I can call my own.  I guess if I have to I have to and I cannot change that.  I will post more about this and my decisions as I work through this terrible mess.  I am not so sure I can blame it on the economy or the fact I think I got a loan with a payment of more than I can handle.  It could also be that I am terrible at math and fiances and I am just not keeping close enough track of everything.